Life insurance basics part 2: Life insurance roles
Understanding and defining the various roles in a life insurance policy First, the basics: No matter what type of policy you have, its basic purpose is to…
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Life insurance can seem complicated, but it doesn’t have to be. Once you understand the general life insurance types, roles and terms, your life insurance perspective becomes much…
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How Much Does It Cost to Refinance a Mortgage?
Think you’d benefit from a refinance? You might! A refinance can allow you to change the terms of your mortgage loan to make it easier to pay your bills…
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What Is A Conventional Loan?
A conventional mortgage loan is one that’s not guaranteed or insured by the federal government. Most conventional mortgage loans, aka conventional mortgages, are “conforming,” which simply means that they meet…
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Mortgage Amortization: What Does It Mean, And What Is An Amortization Schedule?
You’ve completed the home buying process, closing day and all, and now you get to enjoy life as a homeowner. Next, though, comes the process of paying off…
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Loans Basic: What Is A Credit Score?
What Is A Credit Score? Your credit score is the numerical representation of your credit history. It’s a three-digit number that expresses how consistent you are when…
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Loans Basic: Mortgage Terminology
When you shop for a home, you might hear a bit of industry lingo you’re not familiar with. We’ve created an easy-to-understand directory of the most common mortgage terms….
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A Simple Definition Of A Mortgage Before we dive in, let’s talk about some mortgage basics. First, what does the word “mortgage” even mean? A simple definition…
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Importance of Health Insurance
Health Insurance is Affordable The Affordable Care Act (ACA) has made it easier to get affordable health insurance coverage. This is especially true for those who may…
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Benefits of Health Insurance and You Need Today
Having health insurance has many benefits. It protects you and your family from financial losses in the same way that home or car insurance does. Even if…
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