Guide to Homeowners Insurance Deductibles
While everyone needs it, buying homeowners insurance can be intimidating. There’s much to learn, including how premiums work, what a home insurance deductible is, and how to snag discounts…
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What is a mortgage?
A mortgage is an agreement between you and a lender that gives the lender the right to take your property if you fail to repay the money…
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Understanding various types of mortgages
If you’re considering buying your first home, or cottage, or other type of property then you’re probably in the market for a mortgage. But to do that…
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5 Reasons millennials should consider buying life insurance
Just because you’re young and healthy right now doesn’t mean you should ignore the benefits of life insurance. Many millennials are waiting later to enter the workforce,…
Read more How Much Does It Cost to Refinance a Mortgage?
Think you’d benefit from a refinance? You might! A refinance can allow you to change the terms of your mortgage loan to make it easier to pay your bills…
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What Is A Conventional Loan?
A conventional mortgage loan is one that’s not guaranteed or insured by the federal government. Most conventional mortgage loans, aka conventional mortgages, are “conforming,” which simply means that they meet…
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Mortgage Amortization: What Does It Mean, And What Is An Amortization Schedule?
You’ve completed the home buying process, closing day and all, and now you get to enjoy life as a homeowner. Next, though, comes the process of paying off…
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Loans Basic: What Is A Credit Score?
What Is A Credit Score? Your credit score is the numerical representation of your credit history. It’s a three-digit number that expresses how consistent you are when…
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Loans Basic: Mortgage Terminology
When you shop for a home, you might hear a bit of industry lingo you’re not familiar with. We’ve created an easy-to-understand directory of the most common mortgage terms….
Read more Loan Basics: What Is A Mortgage?
A Simple Definition Of A Mortgage Before we dive in, let’s talk about some mortgage basics. First, what does the word “mortgage” even mean? A simple definition…
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