Fintech Borrowing

The Dark Side of Fintech Borrowing

Consumers turning to fintech lenders are more likely to spend beyond their means, sink further into debt, and ultimately default more often than people with similar credit…

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How A Personal Microloan Can Help Your Business

People utilize personal loans for a number of reasons, such as consolidating debts, paying for a medical debt or for costly auto repairs. But there is something…

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Reliable Insurance Company

4 ways to select a reliable life insurance company

Life insurance is a promise – a promise to protect your loved ones when you are not here to do so yourself. With this in mind, nothing calls…

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Financial Planning for College

Planning for college in high school

Planning for college while your child is in high school can provide them with an advantage when applying for their first-choice university. Instilling a love of learning…

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Insurance Benefits

5 Reasons millennials should consider buying life insurance

Just because you’re young and healthy right now doesn’t mean you should ignore the benefits of life insurance. Many millennials are waiting later to enter the workforce,…

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How Much Does It Cost to Refinance a Mortgage?

Think you’d benefit from a refinance? You might! A refinance can allow you to change the terms of your mortgage loan to make it easier to pay your bills…

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Conventional Loan

What Is A Conventional Loan?

A conventional mortgage loan is one that’s not guaranteed or insured by the federal government. Most conventional mortgage loans, aka conventional mortgages, are “conforming,” which simply means that they meet…

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Mortgage Amortization Schedule

Mortgage Amortization: What Does It Mean, And What Is An Amortization Schedule?

You’ve completed the home buying process, closing day and all, and now you get to enjoy life as a homeowner. Next, though, comes the process of paying off…

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What is Credit Score

Loans Basic: What Is A Credit Score?

What Is A Credit Score? Your credit score is the numerical representation of your credit history. It’s a three-digit number that expresses how consistent you are when…

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